Learning Center

Resources

Below you will find a list of credit reporting agencies, institutions that provide banking information and governmental agencies providing additional legal and help resource centers.

Consumer Links
www.annualcreditreport.com
FREE credit report from all three reporting agencies once every 12 months

www.creditsesame.com
Credit Sesame give you a 100% Free and Secure Credit Score (Experian) in minutes

www.creditkarma.com
View your FREE (Transunion) credit score online. 100% FREE forever.

www.quizzle.com
Gives you a free credit report (Experian) and can monitor your consumer credit score

www.myfico.com
FICO Scores
To purchase your FICO Scores; one from each bureau.
800-322-8228

Government Links
https://www.ftc.gov/
Federal trade Commission (FTC) Consumer Protection

Social Security Benefits
www.ssa.org
800-772-1213
Benefits information

Medicare main page
www.medicare.com
800-633-4273

Medicaid information page
www.cms.gov
800-633-4227

Making Home Affordable
Having trouble making your mortgage payments or missed a payment, contact them to see what options are available to you.
www.makinghomeaffordable.gov
888-995-4673

National Credit Union Association
You can learn more about how to join a credit union and financial self suffiency
www.ncua.gov
Affordable Care Act
Information on the Affordable Healthcare Act and the options you have.
www.healthcare.gov

Government Benefits
Online access to government benefits and assistance programs.
www.benefits.gov

Federal Student Aid
Students and parents can explore the site for information about the Direct Loan Program, including helpful publications and tools to help manage their Direct Loans.
www.direct.ed.gov

Additional links & Phone Numbers

Credit Card offer Removal List
The national credit bureaus offer a toll free number for you to opt out of a pre-approved credit card offers with just one phone call.
888-5opt-out    (888-567-8688)

Direct Mail Removal List
The Direct Marketing Association has developed a tool to help manage your mail. Contact them to be removed from mailing lists, including catalogs, newsletters, donation requests and more.                                                                                                          www.dmachoice.org                                                                                                                                                                                              212-768-7277

Safelink
A government supported program that provides free cellphone and airtime to income eligible participants.
www.safelinkwireless.com
800-977-3768

www.consumerdebit.com
You can order a report to learn what information, if any is listed in your consumer file at ChexSystems.
www.consumerdebit.com
800-428-9623

TeleCheck
To report fraudulent use of your checks you may file a report with TeleCheck. You may also order a file report if you believe that there may be inaccurate or incomplete information.
www.telecheck.com

USA Government Made Easy
http://www.usa.gov
A-Z resources through the government’s official portal
800-333-4636

Credit Reporting Bureaus
Equifax
Po Box 740256
Atlanta GA. 30374
800-685-1111
888-766-0008 Consumer Fraud Division
www.equifax.com/home/
Primary reporting agency for the South Eastern regions of US

TransUnion
Po Box 2000
Chester PA 19022
800-888-4213
www.transunion.com
Primary reporting agency for the North Eastern regions of US and Texas

Experian
Po Box 2002
Allen, TX. 75013
888-397-3742  (ordering reports, disputes, fraud & ID Theft)
www.experian.com
Primary reporting agency for the Central & Western regions of US
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Each year you can request a free credit report from each of the credit reporting agencies. To request your report click on the link below.
www.annualcreditreport.com