Limited or No Credit History

The following Credit Cards and Prepaid Debit Cards are for people with limited or no credit history. Compare offers side by side and apply online for the card that is right for you.

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Reports to major credit bureau
Fast online approval
Unsecured credit limit
No credit check
No employment check
$500 initial credit line
0% APR

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Fingerhut offers more than 500,000 items including the brand names you want like Samsung, KitchenAid, and DeWalt
Take advantage of low monthly payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
Fast, easy online application process and a quick decision
Not an access card

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Checking Account Required
Fast and easy application process; response provided in seconds
A genuine Visa® card accepted by merchants nationwide across the USA and online
Manageable monthly payments
If approved, simply pay a Program Fee to open your account and access your available credit
Reports monthly to all three major credit bureaus
Select your favorite card design from our gallery, for free!

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Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases – with no penalty rate!
No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
Helps strengthen your credit with responsible card use. Reports to three national bureaus
Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.

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Unlike your Prepaid Card, UNITY Visa secured card can help you build your credit. Apply online in less than 5 minutes, and you could be approved today!
No Minimum Credit Score required; low fixed interest rate of 17.99%; Fully refundable FDIC security deposit* required at time of application; if you have a min of $250 to deposit immediately, you can start now!
No application fee or penalty rate
Monthly reporting to all 3 major credit bureaus
24/7 online access to your account
*See the Cardholder Agreement for more details.

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Better than Prepaid…Go with a Secured Card! Load One Time – Keep On Using
Absolutely No Credit Check or Minimum Credit Score Required
Automatic Reporting to All Three National Credit Bureaus
9.99% Low Fixed APR – Your Rate Won’t Go Up Even if You Are Late
Activate Today with a $200 Minimum Deposit – Maximum $1,000. Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime

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Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases – with no penalty rate!
No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
Helps strengthen your credit with responsible card use. Reports to three national bureaus
Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.

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Enjoy a $1,000 Credit Line!
No Credit Checks & No Credit Turndowns!
Buy Now…Pay Later!
Low Monthly Payments!

See Credit Card Applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the ” Apply Now” button you can review the credit card terms and conditions on the credit card issuer’s web site.

Limited or No Credit History

Mastercard® Gold Card™

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Fingerhut Credit Account issued by WebBank

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Total Visa® Unsecured Credit Card

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Green Dot primor® Visa® Gold Secured Credit Card

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UNITY® Visa Secured Credit Card

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Applied Bank® Secured Visa® Gold Preferred® Credit Card

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Green Dot primor® Visa® Classic Secured Credit Card

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Next Millennium

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