As we begin preparing for the holiday season, at some point we look at our budgets and evaluate how we are going to pay for the gifts we purchase or the travel associated with the holidays. Some of us have planned ahead and put some money aside for these expenses, but most of us will find that the holidays can present a financial challenge to our budgets. Not only do we have the added expenses associated with the holiday season, but we also have our normal living expenses to cope with.
Have you ever considered adding a credit card during this time of the year? Rather than utilize your current credit card with an interest rate, why not apply for a new credit card with a 0% introductory interest rate and take advantage of the savings these credit cards represent. There are many offers in the market today offering a 0% interest rates for various levels of credit. The length of these interest free periods varies, but there are offers available for 12 and longer. These type of programs can make your holiday shopping or travel much more affordable by avoiding paying interest for an extended period on your holiday expenses.
Take a moment before the holiday season and prepare yourself to make these holidays as affordable as possible.
*Editorial Note: Any opinions, analysis, reviews, or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.