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Credit Cards and Natural Disasters

Credit Cards and Natural Disasters

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Advance Personal Finance

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It seems like people are being forced to endure more natural disasters now than they ever have in history. The natural disasters that are occurring are growing in both scale and complexity. One only has to look at massive tornadoes that take out blocks at a time, not to mention hurricanes, floods, and rockslides. This doesn’t even encompass all of the different natural disasters that people experience in a single year. If you include things like wildfires, avalanches, and mudslides and this is just to name a few. You start to understand why it is so important that people be prepared for natural disasters. This is for everyone, no matter where they live.

Dealing With Natural Disasters

Unfortunately, a lot of people have the misconception that it will never happen to them. That is what virtually everyone thinks until it does. The best way to deal with any type of natural disaster is to be prepared. This is long before it ever happens. That means that you have to have a plan for yourself and your family. Know where everyone will meet or how they will communicate when communication is extremely difficult, if not impossible.

Understand the types of things that you have to have with you. Such as non-perishable food, water, a battery-powered FM radio, spare batteries, flashlights, medications, blankets, and anything that is directly related to you or your family that you simply can’t-do without. Make sure that you are able to survive for at least several days on your own, without any professional help at all. You have to know that rescuers will get to you as soon as possible, but in some cases, people have to be able to sustain themselves for at least three days without help.

Should you rely on credit cards?

You can rely on your credit cards to help you prepare for a natural disaster. You just have to do it the right way. For credit card tips, the first thing that you need to understand is that ATMs are not going to be operational after a Natural disaster. In some cases, banks are not going to be operational. Therefore, it is smarter to use your credit card to get the supplies you need. This is to help you be prepared for a natural disaster if it ever occurs. This is just a natural part of being prepared. If you use your credit card to buy the prepared supplies for a possible natural disaster, this would help you to have your cash you have saved on hard just in case. That way, you can purchase the items you need and sustain yourself until everything else comes back online.

You should always have cash on hand as part of your supplies. Put all of these items that have been mentioned in this article into a go kit and have it ready to go. Keep it in a safe place. Most people have a fireproof safe and you can keep the items that you need in there if it is large enough. Otherwise, keep items in your go bag and keep cash in your safe. Just remember to put the cash in your go bag before you leave. One of the most important things to remember to be prepared before anything actually happens.

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