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Save Money This Holiday Season Using Cash Back Credit Cards

Save Money This Holiday Season Using Cash Back Credit Cards

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Advance Personal Finance

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You might think that paying cash for all your holiday gifts is a wise move, but you might be missing out on something. Seasonal spending is something that almost all of us do. We often spend more money during this time of year than any other season. While some of you might shy away from credit cards during the holiday season, they can be a great way to add money to your savings. Cash back benefits that some cash back credit cards offer is a great way to save on every dollar you spend. Today we will learn more about those benefits.

Seasonal Spending and Cash Back

Let’s face it we all go over budget during the holiday seasons. The spirit of giving is in the air and we love to buy gifts for all our loved ones. Combine gift giving with the money you spend on food and your seasonal budget will likely balloon. But what if you could save on every dollar you spend this year? Well, now you can thanks to cash back credit cards. At the end of the holidays, wouldn’t it be nice to get some of that money back? Depending on the card, many offers will give you anywhere from 1% up to 5% for each dollar you spend.

Those Savings Can Really Add Up

You might not think that 1% is a lot of money, but when you add up how much you spend, it can really come to a large sum. For example, you buy your husband or wife that $300 watch they have always been wanting. At 1% cash back that’s three bucks in your pocket right away. Over time that tiny little 1% could add up to hundreds of dollars in savings. So if you are going to be shopping this holiday season, why not get some money back at the end of the year? Just think of what you could do with all that savings.

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